Rainydays
Saver

Rainydays Saver is a digital savings and credit platform for people who want flexible, transparent ways to grow and access money. Users can join rotational savings circles, set up solo target plans, invest, or request short-term loans — all within a single, trusted experience.

Operations relied on spreadsheets and WhatsApp chats, which slowed onboarding, approvals, and trust-building. The team wanted to digitize every product (Target Savings, Rotational Savings, Investments, and Loans) without losing the human reassurance early adopters expected. They partnered with a product manager to shape initial flows, then brought me in to turn those flows into a cohesive end-to-end experience for both customers and admins.

Design both the admin and consumer interfaces, create a consistent visual system, and simplify critical journeys so people could confidently save, invest, and request credit.

Task for Admin Interface

• Create an at-a-glance dashboard that surfaces portfolio health and product performance
• Provide drilldowns for each product with the context needed to act quickly
• Streamline credit scoring to show eligibility and risk in one view
• Review and decide on applications with clear evidence and status trails
• Enable safe controls to flag, suspend, or reinstate accounts

Task for Users Interface

• Give users a home that shows their savings, investments, and loan status in plain language
• Clarify product choices with simple comparisons and next steps
• Make funding straightforward with cards or bank transfers
• Offer both scheduled and manual payments with clear confirmations
• Remove friction from onboarding so people feel safe connecting money

Starting from the client’s initial flow, I refined entry points, simplified decision branches, and tightened the language so users always knew what happens next. Admin screens were organized around speed-to-decision, while user journeys prioritized reassurance (progress markers, upfront eligibility signals, and transparent fees).

Admin Dashboard

The redesign delivered a coherent experience across admin and user journeys. By tightening the flows and surfacing trust signals, we reduced decision friction for admins and made savings and credit feel approachable for customers. Collaborative reviews with the client kept alignment high and sped up approvals.

Some feedback when testing

• 70% of users found navigation intuitive and product value clear
• 38% wanted shorter applications for Target and Rotational savings; next iteration will consolidate steps
• Admins praised the dashboard for surfacing metrics and trends in one view
• 68% reported higher brand trust due to the clean, consistent interface